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In addition to tuition fees, this sheet will help you track spending on textbooks and educational supplies, housing, and transportation, as well as income from jobs, internships, and student loans or scholarships. Some of the options listed also present schemes for dealing with your loans, a multiple credit card payoff calculator, and recommendations for paying down other debt. Use this monthly budget Excel spreadsheet to help plan for it accurately. If youre anything like me, your finances are scattered around a smattering of savings and checking accounts, with the odd credit card thrown in. If you actually get paid biweekly, you may want to base your budget on just two weeks of pay, then use your extra paycheck twice per year to do something special. Here are the best Microsoft Excel templates and spreadsheets to organize your life. All you need to do is download the template and plug in a few numbers-the spreadsheet will do all the math. If you are creating a monthly budget, list all sources of income for the month.
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With a template, you get a ready-made spreadsheet with the right formulas to do all of the calculating for you. Technically, these are spreadsheet templates that you can use with Microsoft Excel, OpenOffice Calc, or Google Sheets. One option on this list even walks you through how to choose a debt-payoff method by comparing the snowball method to the avalanche method and other strategies. The snowball method is a popular strategy, and downloading one of these debt-snowball spreadsheets can help you reduce your debt. Tagged Debt Payoff Debt Snowball F6F5F0 Google Sheets Templates Microsoft Excel template. Here are two free budget template spreadsheets explicitly crafted for South Africans and denoted in South African Rand (ZAR) that you can use to draw up your personal budget. But spreadsheets simplify the task, making it easy for anyone who can use a spreadsheet to make a plan to pay off debt. Here are 6 free debt snowball spreadsheets for Google Sheets and Excel to help you save money, reduce stress, and avoid paying high-interest monthly fees. Best Template for Beginners: Kiplinger’s Household Budget Worksheet. Coming up with a plan for paying off debt may sound difficult, especially if you don’t have a financial background. The author of the spreadsheet and the Squawkfox blog, Kerry Taylor, paid off 17,000 in student loans over six months using this downloadable Debt Reduction Spreadsheet. We ranked the best budgeting apps, but here’s a list of the best budgeting spreadsheets and templates for those who prefer a more hands-on approach.